As an industry leader, with over 30 years of rich experience, Cigna Global offer various private premium health insurance place to the residents of Indonesia. The details of some of these plans are discussed below:
Cigna Global Health Options Plan
This is one of the best plans for all your health insurance needs. It covers the need to have premium healthcare at a decent budget. The distinguishing feature of this plan is the flexibility it allows to the policy holders (individual and family) as per the specific needs. Health options plan allows the choice to the policyholders of choosing from various options based on the specific health needs. With this plan, you can access a range of premium health treatment options at multiple locations. Options available with this plan includes-
Core or Compulsory option: This option basically covers for any of the planned or emergency hospitalization. The policy covers all types of surgery, advanced imaging treatments, cancer care treatment. The best feature of the policy is the flexibility of availing these options either as in-patient, staying in hospital or as a day patient during visiting hours.
Outpatient option: This option of the plan covers any type of consultations, and fees charged by the medical practitioners and for other medical treatments without hospital stay. The policy also includes coverage for family doctor visitation, maternity care, new born care, charges for complementary therapies, and also speech therapy.
Outpatient drugs & dressings option – Under this options of the policy includes the charges for the prescription medication, the cost of the rental appliances used for the treatment such as oxygen supplies or wheelchairs, evacuation and repatriation cost etc.
While the core option is compulsory to have, other options can be used as add-ons. This policy also have an excess option which is called as deductibles that is designed to further reduce membership cost in exchange for the customers paying a small portion of the medical fees.